Recurring Pix

The Recurring Pix (transfer transfer) is an automatic and periodic payment method via Pix, where you pre-authorize a person or company to receive a set amount at defined intervals — for example: every month, every week, or on a specific date.

It works like a direct debit, but using the Pix infrastructure. Instead of manually confirming each transaction in your banking app, the transfer is scheduled and executed automatically according to the pre-established configuration.

How it works in practice

1. You perform an initial setup (Transfer to another institution account or Pix key), defining the Pix transfer details and its recurrence;
2. Define the amount and frequency (monthly, weekly, etc.);
3. The Pix is executed automatically on the agreed dates, without any further action required;
4. You can cancel the authorization at any time, if desired.

Advantages and benefits of Recurring Pix

For payers (consumers):

• Convenience: no need to remember monthly payments or type in boleto codes.
• Security: no need to share credit card data, reducing the risk of delays or missed payments.
• Control: the option to cancel the recurrence directly via the API.

For recipients (businesses, service providers, schools, gyms, etc.):

• Fast and guaranteed payments: funds are received within seconds, just like a standard Pix.
• Reduced delinquency: as payments occur automatically, there’s less risk of customers forgetting to pay.
• Lower costs: eliminates the need to issue boletos or pay credit card fees.
• Predictable cash flow: enables better financial planning since payments always occur on schedule.

👉 In summary: the Recurring Pix is essentially a Pix for periodic payments — combining the speed of Pix with the convenience of automatic debit, bringing benefits to both the customer and the business.