What is the difference between a BaaS customer sub-account and a non-BaaS sub-account?

The main difference is that the non-BaaS sub-account accesses the Asaas interface, with all the functionalities available to it. Sub-accounts in this format originate from the established Banking Correspondent.

A BaaS client's sub-account does not necessarily have access to Asaas; the Borrower (the client responsible for what we call the "Parent Account") can integrate Asaas into their system through our API and our Asaas BaaS product.

When a sub-account is created, by default, Asaas sends a welcome email and a link to set the access password. In the Asaas BaaS model, no communication is carried out by Asaas, but rather by the Parent Account client.

Please note the obligations and rules permitted for operating with our BaaS product, click here to understand all the details.